About Your Debt Collector

As a premier debt collector, the goal of American Credit Association LLC is to convert your delinquent accounts back into income. Our collection experience dates back to 1953, providing you with outstanding personal service.

As a full service fair debt collection agency, we offer credit reporting as well as accepting Visa, Master Card and Discover or Checks over the phone, and online payments to expedite your collections.

Reasons to Hire a Collection Agency to Recover You Past Due Accounts

Collecting past due debts can be time-consuming and distressing. Alternatively, hiring a reliable and reputable debt collection agency significantly can help solve these problems for you. Many businesses provide credit in one form or another, whether a bank lends money for a car or home, a doctor’s office allows you time to pay for services rendered, your local mechanic gives you time to pay for needed repairs, and when a business exchanges products or services on credit with another company. Sooner or later, when someone becomes delinquent and is unable to pay you back in a timely manner, they become what are known as a debtor. In such cases, it may become difficult to acquire your money back. No matter how many times you call and plead with them to correct the wrong, the result may be unsatisfactory. By hiring a collection agency, you can gain certain control over this difficult situation.

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